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Monday, November 9, 2015

The Future of Mobile Payments; Robust Growth for Mobile Payments Predicted but Security Concerns Act as Potential Inhibitor

The Future of Mobile Payments; Robust Growth for Mobile Payments Predicted but Security Concerns Act as Potential Inhibitor

Point Roberts WA, NEW YORK, NY – November 9, 2015 - Investorideas.com, a global news source covering leading sectors including tech, reports on the rapidly growing mobile payment sector in the US and some of the key challenges it faces in increasing consumer acceptance and adoption.

Investor Ideas recently attended the Money20/20 2015 Conference held at the Venetian in Las Vegas, one of the largest events covering payments and financial services innovation. From keynotes to panel sessions, to product launch tracks, the audience was told over and over about the robust growth anticipated in mobile payments over the coming years.  

One of the experts speaking was Bryan Yeager Analyst at eMarketer Inc. (www.emarketer.com) who presented a session track, Market Overview: Mobile Wallets & Payments, t talked about the robust growth of mobile payments in the US. His firm says Mpayment transaction values will triple in 2016. In terms of mobile payment user growth it is projected to grow to 37.5 million users in 2016, up 62%.

In spite of the tremendous growth there are a few factors that are acting as inhibitors and as Bryan Yeager framed it in in his presentation, the most notable is “Security, Security, and Security.”

He cited that “57% of US internet users cited security concerns the main reason they were hesitant to use mobile payment services.”
(Walker Sands, Dec. 2014)

He also noted “62% of US smartphone owners that don’t use or plan to use a mobile wallet cited worries about security as the reason.”
(Chadwick Martin Bailey, June 2015)

ID Global Solutions Corporation (IDGS), a company focused on fraud management and global payment solutions, recently announced the launch of IDComplete to address security issues in the sector.

IDComplete is a highly secure, encrypted, real-time, multi-user, out of band, pin-based verification solution to prevent card fraud.

IDComplete utilizes a secure encrypted irreversible tokenization process with multi-factor authentication to enable secure real-time cardholder verification.

IDComplete enhances the security of physical card and digital token transactions providing consumers the ability to authorize or decline card present and card not present transactions in real-time using their registered smartphones.

Mr. Thomas Szoke, Chief Executive Officer of ID Global Solutions Corporation said, "The best way to alleviate consumer security concerns regarding payment solutions is to allow them to perform real-time authorizations for their transactions.”

Video clip: The Future of Mobile Payments Money 20/20 2015 Part one; Bryan Yeager Analyst eMarketer


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