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Friday, November 6, 2015

Biometrics in the Payment Industry: “Almost Every Bank, Retailer, Payment Company is Looking at How to Incorporate Biometrics into their Future” - Peter O'Neill – FindBiometrics

Biometrics in the Payment Industry: “Almost Every Bank, Retailer, Payment Company is Looking at How to Incorporate Biometrics into their Future” - Peter O'Neill – FindBiometrics

Gino Pereira, CEO of NXT-ID (NASDAQ: NXTD) about Wocket smart walllet at Money 20/20

Point Roberts WA, NEW YORK, NY – November 6, 2015  - Investorideas.com, a global news source covering leading sectors including tech reports on the recent Money20/20 2015 Conference held at the Venetian in Las Vegas and the role biometrics will play in the future of the payment industry.

Money 20/20 is one of the largest events covering payments and financial services innovation and biometric technology was a key topic in many of the panel sessions, as well as being incorporated into many of the exhibiting technologies.
 
Bryan Yeager, an analyst at eMarketer Inc., in his presentation at Market Overview: Mobile Wallets & Payments referenced that, “The movie “Back to Future 2” featured biometrically authenticated payments in a scene where this guy asks Marty to thumb him $100 to save the clock tower. That shows they were looking at biometrics in payments back in 1985.”

Video Clip: Bryan Yeager, Analyst, eMarketer Inc. at Money 20/20


The industry has come a long way and is now very much a part of reality as noted in the session, ‘Biometric Identity & its Applications in Financial Services & Payments’, moderated and introduced by Peter O'Neill, President, FindBiometrics.

Peter told an attentive audience, “Biometric technology is more popular than ever before. New advances in biometrics have allowed for massive proliferation.  All the big players are now involved;  Apple, Microsoft, Samsung, Google, MasterCard, USAA, Toyota, Visa, Facebook, Ford, General Motors, TD, Scotia, Royal, CIBC, Alibaba, Qualcomm, PayPal, Intel, and on and on and on.”

Commenting on the topic with Peter were some of the big names in the industry with speakers including Paul Burmester, CEO, Validsoft; Philippe Le Pape, VP Sales Director, Morpho (Safran); Bob Reany, Group Head & SVP, Identity Solutions, MasterCard; Rick Swenson, AVP Enterprise Fraud Prevention & Detection, USAA; and Conor White, President, Americas, Daon. They discussed how different biometric technologies including voice, face, fingerprint and iris recognition are enabling new applications in financial services and payments.

Video Clip: Biometric Identity & its Applications in Financial Services & Payments at Money 20/20 https://www.youtube.com/watch?v=_fcBGl_kWVw


Investorideas.com also talked to one of the exhibiting companies at Money 20/20 focusing on biometric security for the payment sector. Gino Pereira, CEO of NXT-ID (NASDAQ:NXTD) shared how his company is taking a unique approach to payment technology. Unlike an Apple Pay, his company’s Wocket® is separate from a phone. Since security concerns are a key inhibitor to mobile payment adoption, he feels he is on the right track. 

They have also created dual authentication access with a combination of PIN and/or their voice recognition technology, VoiceMatch™.

Gino said, “All your information is stored in here - in this secure unit and as you select the items to pay, it programs one single card. In fact, it becomes a secure method by which you swipe and pay with the card of your choice.  If you lose it, there is no identifying information on your card so nobody can take your credit card number.  If you lose your Wocket®,  all your information is stored  securely so without the  alpha numeric pin or voice biometrics to gain access, there is no way you can take over my  Wocket. (www.wocketwallet.com).”

Video Clip: Gino Pereira, CEO of NXT-ID talks about Wocket at Money 20/20


* Note there are some edits in this video due to background noises at Money 20/20 and part of the audio was re-recorded.

Peter O'Neill, President, FindBiometrics also noted in his introduction that since last year’s panel, the biometrics and finance market has evolved significantly. “The world’s most prominent mobile concerns have biometrically enabled M-payment platforms.  Apple Pay, Samsung Pay, Android Pay, PayPal and Alipay – major payment networks, have integrated biometrics into their offerings and banks have embraced biometrics for phone, mobile and ATM banking.”

Peter also said, “As data breaches continue to rise and as the password continues to prove totally ineffective and as the public yearns for a better, more convenient and secure way forward - almost every bank retailer and credit card company is looking at how to incorporate biometrics into their future.”

Read the full release and view images at http://www.investorideas.com/news/2015/biometrics/11061.asp



Gino Pereira, CEO of NXT-ID at Money 20/20 


Samsung Pay at Money 20/20


PayPal at Money 20/20

About Money20/20 (http://www.money2020.com/)
As the industry's primetime conference and trade show, Money20/20 delivers the biggest scale, best audience and most engaging event. Money20/20 is the largest global event focused on payments and financial services innovation for connected commerce at the intersection of mobile, retail, marketing services, data and technology. With 10,000+ attendees, including more than 1,000+ CEOs, from 3,000+ companies and 75 countries, expected at our 2015 U.S. event, Money20/20 is critical to realizing the vision of disruptive ways in which consumers and businesses manage, spend and borrow money.

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