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Wednesday, February 27, 2013

Mobile Payment Stock Breaking News; Calpian, Inc. (OTCQB: CLPI) to Present at The Mobile Strategy Summit - New Delhi, March 5, 2013

DALLAS - February 27, 2013 (Investorideas.com mobile payment stocks newswire) Calpian, Inc. (OTCQB:CLPI) announced today that Harold Montgomery, Calpian Chairman and CEO, has been chosen as a featured speaker at the 5th Annual Mobile Strategy Summit to be held at the Taj Mahal hotel in New Delhi, India on March 5. Mr. Montgomery will present Calpian’s Indian mobile payments solution, Money-on-Mobile, and will be joined later that day by Money-on-Mobile Managing Director, Shashank Joshi, to lead a panel discussion about mobile strategies in the developing world.

For more information about The Mobile Strategy Summit, please visit: http://www.fleminggulf.com/conferenceview/The-Mobile-Strategy-Summit/408
About Calpian, Inc.
Calpian, Inc. (OTCQB:CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian’s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. Please visit our website at www.calpian.com for more information.
About Money-on-Mobile
Money-On-Mobile is a mobile payment service provider that offers pre-paid and electronic payment instruments to mobile phone subscribers for purchasing goods and/or services. MOM has a strong team of professionals from various backgrounds (Telecom, Finance, Operations, Training, ITES, Technology, Banking, Legal) to achieve the brands’ common objective of “Implementing Mobile Payments System using M-Wallet” in the Indian market. M-wallet solution makes it possible for customers to make secured payments anytime and anywhere. MOM is headquartered in Mumbai. www.money-on-mobile.net.
Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Contact:
Calpian, Inc.
Cynthia Bailey, 214-758-8600
Chief Marketing Officer
cbailey@calpian.com
or
Company Contact:
Harold Montgomery, 214-758-8600
CEO
haroldmontgomery@calpian.com
or
Investor Relations Contact:
John Liviakis, 415-389-4670
john@Liviakis.com
Published at Investorideas.com newswire
Disclaimer/ Disclosure: The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure : Calpian ( OTC:CLPI) compensates Investorideas.com for news publishing and distribution and company profile : effective December 19th 2012 : five thousand per month and restricted 144 shares. http://www.investorideas.com/About/Disclaimer.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894

Friday, February 22, 2013

Mobile Stocks Investor Alert; Payment Processing and Mobile Strategies From Heartland Payment Systems (HPY) and Calpian, Inc. (CLPI)

POINT ROBERTS, WA - February 22, 2013 (Investorideas.com mobile payment stocks newswire) Investorideas.com, a leader in sector research for independent investors, issues exclusive insight into the opportunities and challenges in the payment processing industry from management of Heartland Payment Systems and Calpian, Inc., and how the two companies are planning for the future with innovative mobile strategies.

Mr. Bob Baldwin, Vice Chairman of Heartland Payment Systems ( NYSE : HPY ) and Mr. Harold Montgomery, Chairman and CEO of Calpian, Inc. ( OTCQB : CLPI ) share their industry knowledge on four key points shaping their industry; where they see the biggest growth opportunities, how new EMV transaction requirements will impact the industry, their mobile growth plan and lastly, what they feel are the biggest challenges facing the payments industry moving forward.
Q: Investorideas.com
As an industry leader in payment processing, where do you see the biggest growth opportunities?
A: Mr. Bob Baldwin, Vice Chairman of Heartland Payment Systems
In card acquiring/processing, we see our biggest opportunities in further broadening our capabilities so that we can address additional merchant segments and/or bring new solutions to market. As examples of the former, we have launched significant initiatives in grocery and ecommerce, areas where we have previously had a limited or nonexistent presence. For the latter, we are highly focused on the implications of the development of cloud-enabled tablet processing. As these solutions develop, driven by the extensive interest in using tablet/smart phone interactions to change the merchant/consumer relationship through offers, discounts, etc., we see significant opportunities in the disruption of existing processing approaches and in particular the existing solutions offered by higher-end POS systems. We are also confident that the merchant will need a much more robust network-management capacity, given the reliance on the cloud, and are rolling out a hosted network solution that will address this specific issue.
We are also deeply focused on a broader range of processing solutions that we think can drive faster growth for Heartland Payment Systems in the years ahead. Pro forma for two acquisitions that closed in December, approximately 30% of the company's Net Revenue in 2013 will be generated in non-card activities. In particular we would focus on two drivers of growth: payroll, and our school-related offerings (differing solutions for K-12 and University). In payroll, we view the acquisition of Ovation Payroll at year-end as being truly transformative, bringing on board a new leadership for the combined businesses, combining the processing onto one common platform for scale economies, and driving innovation in our sales approaches. In the school-related field, we now provide processing for the lunch program of 30% of the public schools in the US, and see substantial growth in replacing checks and cash with electronic loads of the student's prepaid account. At the college and university level, with the acquisition of ECSI, we now offer a host of processing solutions to more than 2,000 schools, and believe we have significant cross-sell opportunities with our broad set of processing solutions. Both of these businesses have the potential to grow much more quickly than the card business, and so they will be critical to helping drive faster overall growth in the coming years.
A: Mr. Harold Montgomery, Chairman and CEO of Calpian, Inc.
We believe the small to mid-sized merchant space is a vibrant and dynamic market segment. Every merchant is interested in cost-competitive payment processing and that's where we specialize. Offering customized solutions at an affordable cost to the small business owner is crucial to his ability to maintain and grow his business. Payment processing is as critical a business function to a merchant as is the goods he sells -- it must work seamlessly every time. Calpian works with merchants, who these days are burdened with more and more costs and government regulations, to ensure that each of our merchant customers receives the most cost-effective and regulatory compliant solution for their specific type of business.
Calpian's acquisitive strategy in the small to mid-sized merchant space presents what we believe to be the greatest opportunity for growth under current market conditions. The payments industry has long been one of entrepreneurs and as such, there are numerous very well run small Independent Sales Organizations (ISOs) serving this merchant space who are looking for larger partners with capital strength. By partnering with Calpian, these ISOs receive both the working capital they need to grow their businesses and access to Calpian's superior pricing and payment processing product options.
Q: Investorideas.com
How do new EMV transaction requirements impact the industry?
A: Mr. Bob Baldwin, Vice Chairman of Heartland Payment Systems
At this point, the impact of EMV is difficult to predict. The card brands have not been very effective at articulating the value proposition to either merchants or issuers, so progress has been slow. It also appears that any reterminalization (exchanging one terminal for another), which the successful roll-out of EMV would force, will be greatly impacted by the success in the marketplace of both contactless solutions (NFC or bar code) and new tablet-based processing alternatives. We will be learning a lot about these solutions over the next two years, and Heartland's intention is to remain engaged with all of the new solutions so that we can bring the most effective ones to our merchants when the timing is right.
A: Mr. Harold Montgomery, Chairman and CEO of Calpian, Inc.
EMV presents an opportunity for merchants to achieve a level of transaction security they have never before enjoyed by requiring a chip and PIN card to be used at the point-of-sale (POS). It's also an opportunity for companies like ours who support merchants to educate them about the benefits and requirements of EMV and assist in their POS equipment upgrade needs. Despite the benefits that EMV presents, the U.S. rollout, scheduled to begin April 1, will most likely be delayed because the card associations have not provided a clear implementation road map to the various players in the payment chain -- system and program updates to support EMV processing must be made at the card issuer, card processor and hardware manufacturing levels -- to name a few. Card-holding consumers must be issued new plastic cards with an embedded chip. Merchants must be educated on the new procedure at the point-of-sale and must upgrade their processing equipment to accept EMV cards. There is a lot to do and a lot of questions throughout the payments industry that must be answered before we will effectively make the transition to EMV in the U.S. Calpian is committed to monitoring the latest EMV developments so that our merchants are educated, equipped and ready when the time is right.
Q: Investorideas.com
What is your company's mobile growth plan?
A: Mr. Bob Baldwin, Vice Chairman of Heartland Payment Systems
We introduced our MoBuyle fob solution, which works with iOS and Android tablets and phones, in 2012 and since then, have enabled many thousands of our merchants with this capability. Unlike many competitors, we have been focused on providing an already-active merchant with added flexibility with this solution, for example by using a tablet outdoors in the summer, or line-busting, or as back-up processing when the merchant's primary system is not operating. At the same time, we are considering how we want to address the micro-merchant category where mobile solutions have been highly popular; Heartland has never wanted its sales force to sell to such small merchants, as the economics just don't make sense. At the same time, we believe that we have numerous partners including banks and professional associations that may well prove to be highly effective in providing a conduit to their customers and members in a cost-effective way.
A: Mr. Harold Montgomery, Chairman and CEO of Calpian, Inc.
Calpian has both a domestic and a global strategy with regard to mobile wallets.
In the U.S., we are monitoring the developing mobile market carefully with the intent of identifying services we can provide which make sense when it makes sense to offer them. There are a number of mobile payment solutions available in the U.S. market now, but none has really taken hold yet -- largely because the convergence of consumer demand and handset functionality (the most widely used smartphone in the U.S. -- iPhone -- did not equip their latest release, iPhone 5, to process mobile transactions) has not yet come together. Only when consumers require mobile wallet functionality and phone manufacturers equip phones with the ability to process them en masse, will a mobile payment merchant solution begin to emerge and will it make sense to offer it to our merchant customers.
Calpian's global mobile payments strategy centers around our ownership of Mumbai, India-based "Money-on-Mobile," the largest mobile payments processor in India. Our experience in India has been instructive to us about the ways consumers integrate mobile wallet functionality into their lives on a daily basis. It's enabled us to identify new offerings and merchant markets for mobile payments and to be a large player in the global mobile payments initiative. The growth of Money-on-Mobile to over 35 million unique users in less than two years is a dramatic demonstration of the power of mobile payments and the importance of providing a solution that fits both the specific market conditions and the specific consumer's needs in that market. We've done that in India with Money-on-Mobile
Q: Investorideas.com
Do you see the biggest challenge as government regulation moving forward, or are there other factors that will impact the industry even more?
A: Mr. Bob Baldwin, Vice Chairman of Heartland Payment Systems
Historically, government regulation has not had a meaningful impact on our business, except indirectly through bank regulators. Of course, the Durbin Amendment to the Dodd-Frank legislation had a substantial impact on the pricing of the majority of debit card transactions, which resulted in a number of unintended consequences that the industry is still grappling with. Looking forward, while there could be further legislative action, and certainly will be impacts from judicial actions -- the Visa/MasterCard class action settlement that now allows merchant surcharging is a good example -- we expect the card processing environment to be tremendously dynamic in the next few years, driven by technology advances that are just starting to play out. To succeed in the coming years we believe an acquirer will have to make thoughtful investments, implement successful sales and marketing strategies, and move aggressively to engage merchants in the opportunities to improve both their processing environment, and customer interactions. We believe that Heartland, having achieved significant scale on our modern processing platforms, and having the industry's best and largest sales organization, is ideally suited to benefit from the substantial disruption we see in the coming years in this market.
A: Mr. Harold Montgomery, Chairman and CEO of Calpian, Inc.
Government regulation is definitely a concern, particularly after the Durbin Amendment wreaked havoc with debit card processing and affected the entire payments chain, including the consumer, in mostly unfavorable ways. With recent court rulings regarding surcharging and allowing spending limits on credit card transactions, it seems there are always changes to the rules governing electronic payments. Calpian monitors all such events so that our merchants are informed about both their rights and the requirements they must meet based on such rulings. Although we don't see any major legislation being currently considered, when new products and processes -- such as EMV and mobile payments -- are introduced with what will invariably be the normal kinks any new product or service, we may see some legislative activity in response.
Among the near term trends that Calpian sees as industry game changers are innovative product and pricing packages and EMV are the top two that we are watching today.
About Calpian ( OTCQB : CLPI )
Calpian, Inc. (CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately two million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian's Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to more than 122,340 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine.
www.calpian.com and http://www.money-on-mobile.net/.
About Heartland Payment Systems ( NYSE : HPY )
Heartland Payment Systems, Inc., the sixth largest payments processor in the United States, delivers credit/debit/prepaid card processing, school solutions, marketing solutions, end-to-end encryption technology, campus solutions, payroll solutions, and related business solutions and services to more than 250,000 business and education locations nationwide. A FORTUNE 1000 company, Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. Heartland also established The Sales Professional Bill of Rights to advocate for the rights of sales professionals everywhere. More detailed information can be found by visiting www.HeartlandPaymentSystems.com
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Friday, February 8, 2013

Social Media Stock Alert: LinkedIn (LNKD) Soars on Earnings Report

February 8, 2013 (www.investorideas.com newswire) Investorideas.com staff: Investorideas.com, an investor research portal specializing in sector research for independent investors issues a trading alert for tech social media stock, LinkedIn Corporation (NYSE:LNKD), trading at $146.80, gaining $ 22.71 or 18.30% as of 11:10AM EST on over 7 Million shares. The stock had a morning high of $148.90 following news reported yesterday after the bell of its financial results for the fourth quarter and full year ended December 31, 2012.

  • Revenue for the fourth quarter was $303.6 million, an increase of 81% compared to $167.7 million in the fourth quarter of 2011.
  • Net income for the fourth quarter was $11.5 million, compared to net income of $6.9 million for the fourth quarter of 2011. Non-GAAP net income for the fourth quarter was $40.2 million, compared to $13.3 million for the fourth quarter of 2011. Non-GAAP measures exclude tax-affected stock-based compensation expense and tax-affected amortization of acquired intangible assets.
  • Adjusted EBITDA for the fourth quarter was $78.6 million, or 26% of revenue, compared to $34.4 million for the fourth quarter of 2011, or 21% of revenue.
  • GAAP diluted EPS for the fourth quarter was $0.10; Non-GAAP diluted EPS for the fourth quarter was $0.35.
  • For the full year 2012, revenue increased 86% to $972.3 million from $522.2 million. GAAP diluted EPS increased to $0.19 from $0.11 and Non-GAAP diluted EPS increased to $0.89 from $0.35. Adjusted EBITDA increased to $223.0 million from $98.7 million.
Investorideas.com Newswire About LinkedIn
Founded in 2003, LinkedIn connects the world's professionals to make them more productive and successful. With more than 200 million members worldwide, including executives from every Fortune 500 company, LinkedIn is the world's largest professional network on the Internet. The company has a diversified business model with revenue coming from Talent Solutions, Marketing Solutions and Premium Subscriptions. Headquartered in Silicon Valley, LinkedIn also has offices across the globe.
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Disclaimer/ Disclosure : The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising.
BC Residents and Investor Disclaimer : Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894
800-665-0411 - Source - www.Investorideas.com

Thursday, February 7, 2013

Mobile Payment Stock Trading Alert: Calpian, Inc. (CLPI) Gains 15%

February 7, 2013 (Investorideas.com mobile payment stocks newswire) Investorideas.com, a leader in sector research for independent investors issues a trading alert for mobile payment stock Calpian, Inc. (OTCQB: CLPI). The stock is up over 15% in today's trading on light volume.

On Tuesday the Company reported that, as of January 31, 2013, the Money-on-Mobile service offered by its Indian subsidiary is now being supported by over 122,340 retail locations, increased from 118,000 on December 31, 2012, and accessed by approximately 35.8 million unique phone number customers, up from the 32.5 million reported from the previous month. The January 2013 processed transaction volume, measured in Indian rupees, was 636.7 million INR – an approximate 16 million increase over December 2012 processed volume. At current exchange rates, January processed transaction volume was approximately $11.9 million.
Investorideas.com Newswire Corporate presentation and profile:
http://www.investorideas.com/CO/CLPI/
About Calpian (OTCQB: CLPI)
Calpian, Inc. (CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately two million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian's Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to more than 122,340 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine.
www.calpian.com and http://www.money-on-mobile.net/.
Follow CLPI on Twitter : http://twitter.com/CalpianInc
About InvestorIdeas.com:
InvestorIdeas.com is a leader in investor stock research by sector, featuring stock news, commentary and trading alerts in leading sectors
Follow Investorideas.com on Twitter http://twitter.com/#!/Investorideas
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Disclaimer/ Disclosure : Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure: CLPI has compensated Investor Ideas effective December 19 th: five thousand per month and 144 stocks.
More info: http://www.investorideas.com/About/Disclaimer.asp
http://www.investorideas.com/About/News/Clientspecifics.asp
BC Residents and Investor Disclaimer : Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894
800-665-0411 - Source - www.Investorideas.com

Tuesday, February 5, 2013

Calpian's (OTCQB: CLPI) Emerging Market Mobile Payments Solution Grows to Approximately $11.9 Million in Processed Transaction Volume in January

DALLAS - February 5, 2013 (Investorideas.com mobile payment stocks newswire) Calpian, Inc. (OTCQB:CLPI) announces that, as of January 31, 2013, the Money-on-Mobile service offered by its Indian subsidiary is now being supported by over 122,340 retail locations, increased from 118,000 on December 31, 2012, and accessed by approximately 35.8 million unique phone number customers, up from the 32.5 million reported from the previous month. The January 2013 processed transaction volume, measured in Indian rupees, was 636.7 million INR – an approximate 16 million increase over December 2012 processed volume. At current exchange rates, January processed transaction volume was approximately $11.9 million.

"Since our initial investment in Money-on-Mobile in April 2012, we’ve seen consistent monthly growth in both the number of users and of retailers embracing Money-on-Mobile as their preferred method of mobile payment,” says Calpian CEO, Harold Montgomery. “It’s exciting to see such a positive trend and to offer a product that is so easily accessible to the massive Indian population."
About Calpian, Inc.
Calpian, Inc. (OTCQB:CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian’s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. Please visit our website at www.calpian.com for more information.
Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Contact:
Calpian, Inc.
Cynthia Bailey, 214-758-8600
Chief Marketing Officer
cbailey@calpian.com
or
Company Contact:
Harold Montgomery, 214-758-8600
CEO
haroldmontgomery@calpian.com
or
Investor Relations Contact:
John Liviakis, 415-389-4670
john@Liviakis.com
Published at Investorideas.com newswire
Disclaimer/ Disclosure: The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure : Calpian ( OTC:CLPI) compensates Investorideas.com for news publishing and distribution and company profile : effective December 19th 2012 : five thousand per month and restricted 144 shares. http://www.investorideas.com/About/Disclaimer.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894

Thursday, January 31, 2013

Follow the Money in Mobile Commerce in India; Calpian (CLPI) , Western Union Company (WU) and Citigroup (C)

Point Roberts, WA - January 31, 2013 (Investorideas.com mobile payment stocks newswire) Investorideas.com, a leader in sector research for independent investors, issues a sector snapshot for the mobile commerce sector in India. With data supporting mobile payments on the rise in India, new players are entering the market, with different approaches and solutions for Indian consumers. Calpian(OTCQB:CLPI) and Western Union (NYSE:WU) are addressing the needs of the millions of underbanked Indians, while Citibank, a subsidiary of Citigroup, Inc. (NYSE:C), builds on the services of 320 million card customers in India.

Calpian (OTCQB:CLPI) strategically placed itself in India in March 2012 with its investment in its subsidiary, Money-on-Mobile, that allows users to make simple financial transactions for anyone with a text-enabled phone.
Calpian recently reported that, as of December 31, 2012, Money-on-Mobile is now being supported by over 118,000 retail locations and has been accessed by approximately 32.5 million unique phone number customers since April 1, 2012. The December 2012 processed transaction volume, measured in Indian rupees, was 620.4 million INR - an approximate 90 million increase over November 2012 processed volume. At current exchange rates, December processed transaction volume was approximately $11.4 million.
Cynthia Bailey, Chief Marketing Officer of Calpian(OTCQB:CLPI) notes, "part of the problem in India is that most of the population, well over 50 percent according to a 2012 Mastercard study, do not even have a bank account, much less a credit card, so our solution addresses the issue of "financial inclusion" to allow these unbanked people the ability to pay their bills, send money to other individuals, etc. Previously, they had to rely on cash which was not a safe, fast or particularly effective method to use."
The Western Union Company (NYSE:WU) has addressed the same problem, joining forces with ICICI Bank and MasterCard last October to launch the Western Union® ICICI Bank Prepaid Card in India.
The card offers millions of underbanked Indians - many who carry cash 24/7 - a safe way to store and access their money anytime along with new options for saving and spending.
"Western Union's vision is to promote financial inclusion in India with ICICI Bank and MasterCard," said Mike Hafer, Senior Vice President, Global Prepaid, Western Union. "The new card will give Indians benefits similar to those offered by mainstream banked cards without the restrictions of maintaining an average daily balance limit or being denied for creditworthiness."
Citibank, a subsidiary of Citigroup, Inc. (NYSE:C), announced earlier this month the launch of a fully integrated and certified mobile payment solution in India and across the Citigroup network, globally. The mobile payment solution, developed by Citi's partner, Ezetap Mobile Solutions, allows for more than 320 million card customers in India to make payments through their debit and credit cards at the point- of- payment. The secured paperless transaction not only does away with managing charge slips but also combines the many benefits enjoyed by Citibank card customers, including instant redemption of reward points, accelerated rewards as well as the ability to opt for the popular EMI payment option while using this new payment alternative. Merchant partners using this device for customer payments and collections will be given real time information during the payment and collection process, providing an integrated, secured and efficient receivables payment solution.
"Our partnerships with leading brands in India stand testimony to the fact that the solution is already a market leader driving digital payments in our country," said Muge Yuzuak, country head of Cards and Personal Loans, Citibank India. "We believe that this payment and collection device has the potential to dramatically increase the penetration of card terminals from the current low level of 700,000 units in India."
Cynthia Bailey, Chief Marketing Officer of Calpian (OTCQB:CLPI) commented following the news, "it sounds like it's a solution that will enable people who already have credit cards and bank accounts to make mobile payments at the point- of -sale - if there were more cardholders and point- of- sale terminals, this might be a good option, but that really isn't the problem. The problem is, it's a big country with a huge population of individuals who are basically excluded from the banking/credit/electronic payment system completely, and this is not a solution that will address that while Money-on-Mobile does ."
The industry is poised for explosive growth. According to Calpian this is a $200 Billion opportunity. Google India recently reported that 30 per cent of online shopping queries last year came from mobile phones. A recent article in Businesstoday.com notes that month-on-month transactions carried out through mobile banking are surging both in volume and value terms but consumers in India have not yet fully embraced mobile payments. So it may come to who has the easiest solutions and services to convince consumers.
Article source : http://businesstoday.intoday.in/story/mobile-banking-on-the-rise-in-india/1/191851.html
About Calpian (OTCQB: CLPI)
Calpian, Inc. (CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian's Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. www.calpian.com and http://www.money-on-mobile.net/ for more information.
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Article source: http://www.business-standard.com/india/news/m-payment-industry-in-india-to-touch-115-billion-by-2016/199779/on
Forward Looking Statements
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800-665-0411 - Source - www.Investorideas.com, Calpian, Inc

Mobile Security Technology Company NXT-ID, Inc. Reports Funding Commitment from Connecticut Innovations

Shelton, Conn - January 31, 2013 (Investorideas.com mobile payment stocks newswire) NXT-ID, Inc, a mobile commerce and security technology company reports it has received $150,000 in funding commitments from Connecticut Innovations.

Connecticut Innovations (CI), the state's quasi-public authority responsible for growing Connecticut businesses through innovative financing and strategic assistance, announced this week that it has committed funding totaling $650,000 through its Pre-Seed Fund to four startup companies focused on information technology, digital media and mobile technology:
eBrevia Inc. ( Stamford, Conn.) - $150,000 funding commitment
MedAdherence™ LLC ( Norwalk, Conn.) - $200,000 funding commitment
MediaCrossing Inc. ( Stamford, Conn.) - $150,000 funding commitment
NXT-ID Inc. ( Shelton, Conn.) - $150,000 funding commitment
"These new investments reflect the strong startup activity taking place in Fairfield County," said Claire Leonardi, chief executive officer and executive director of CI. "We are excited to support these promising ventures and look forward to seeing an even stronger pipeline of startups in the area as Connecticut's new Stamford-based business accelerator, which is part of the state's Innovation Ecosystem, gets underway. Building a strong technology community in Fairfield County and throughout the state through well-placed investments is a high priority of the Malloy administration."
"We are grateful for the support of CI," said Gino Pereira, chief executive officer of NXT-ID. "CI has funded investments since 1995 solely on returns made from their prudent investments and we are proud to be among their portfolio companies.
About Connecticut Innovations Inc.
Connecticut Innovations (CI) is a quasi-public corporation providing equity, debt and bond financing and other forms of financial assistance to companies in all stages of the business life cycle, from startup to later stage. CI offers its portfolio companies strategic guidance and collaborations with partners in business, finance, education, government and nonprofit sectors. CI's initiatives are designed to grow the state's economic and technology base, and to stimulate business investments and job creation. For more information on CI, please visit www.ctinnovations.com .
About NXT-ID, Inc
NXT-ID, Inc.'s innovative MobileBio Ô solution mitigates consumer risks associated with mobile computing, m-commerce and smart OS-enabled devices. The company is focused on the growing m-commerce market, launching its innovative MobileBio™ suite of biometric solutions that secure consumers' mobile platforms. NXT-ID is building an innovative, next generation platform using advanced biometric technology to enable secure transactions, identity management and access control via mobile and other devices in an intuitive, cost-effective and easy-to-use manner.
http://www.nxt-id.com/
Contact
Gino Pereira
Chief Executive Officer
Phone: 203-242-3076;
Fax: 203-888-7399
Email: gino@nxt-id.com
Published at www.Investorideas.com newswire
Investorideas.com 8006650411
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