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Thursday, January 31, 2013

Follow the Money in Mobile Commerce in India; Calpian (CLPI) , Western Union Company (WU) and Citigroup (C)

Point Roberts, WA - January 31, 2013 (Investorideas.com mobile payment stocks newswire) Investorideas.com, a leader in sector research for independent investors, issues a sector snapshot for the mobile commerce sector in India. With data supporting mobile payments on the rise in India, new players are entering the market, with different approaches and solutions for Indian consumers. Calpian(OTCQB:CLPI) and Western Union (NYSE:WU) are addressing the needs of the millions of underbanked Indians, while Citibank, a subsidiary of Citigroup, Inc. (NYSE:C), builds on the services of 320 million card customers in India.

Calpian (OTCQB:CLPI) strategically placed itself in India in March 2012 with its investment in its subsidiary, Money-on-Mobile, that allows users to make simple financial transactions for anyone with a text-enabled phone.
Calpian recently reported that, as of December 31, 2012, Money-on-Mobile is now being supported by over 118,000 retail locations and has been accessed by approximately 32.5 million unique phone number customers since April 1, 2012. The December 2012 processed transaction volume, measured in Indian rupees, was 620.4 million INR - an approximate 90 million increase over November 2012 processed volume. At current exchange rates, December processed transaction volume was approximately $11.4 million.
Cynthia Bailey, Chief Marketing Officer of Calpian(OTCQB:CLPI) notes, "part of the problem in India is that most of the population, well over 50 percent according to a 2012 Mastercard study, do not even have a bank account, much less a credit card, so our solution addresses the issue of "financial inclusion" to allow these unbanked people the ability to pay their bills, send money to other individuals, etc. Previously, they had to rely on cash which was not a safe, fast or particularly effective method to use."
The Western Union Company (NYSE:WU) has addressed the same problem, joining forces with ICICI Bank and MasterCard last October to launch the Western Union® ICICI Bank Prepaid Card in India.
The card offers millions of underbanked Indians - many who carry cash 24/7 - a safe way to store and access their money anytime along with new options for saving and spending.
"Western Union's vision is to promote financial inclusion in India with ICICI Bank and MasterCard," said Mike Hafer, Senior Vice President, Global Prepaid, Western Union. "The new card will give Indians benefits similar to those offered by mainstream banked cards without the restrictions of maintaining an average daily balance limit or being denied for creditworthiness."
Citibank, a subsidiary of Citigroup, Inc. (NYSE:C), announced earlier this month the launch of a fully integrated and certified mobile payment solution in India and across the Citigroup network, globally. The mobile payment solution, developed by Citi's partner, Ezetap Mobile Solutions, allows for more than 320 million card customers in India to make payments through their debit and credit cards at the point- of- payment. The secured paperless transaction not only does away with managing charge slips but also combines the many benefits enjoyed by Citibank card customers, including instant redemption of reward points, accelerated rewards as well as the ability to opt for the popular EMI payment option while using this new payment alternative. Merchant partners using this device for customer payments and collections will be given real time information during the payment and collection process, providing an integrated, secured and efficient receivables payment solution.
"Our partnerships with leading brands in India stand testimony to the fact that the solution is already a market leader driving digital payments in our country," said Muge Yuzuak, country head of Cards and Personal Loans, Citibank India. "We believe that this payment and collection device has the potential to dramatically increase the penetration of card terminals from the current low level of 700,000 units in India."
Cynthia Bailey, Chief Marketing Officer of Calpian (OTCQB:CLPI) commented following the news, "it sounds like it's a solution that will enable people who already have credit cards and bank accounts to make mobile payments at the point- of -sale - if there were more cardholders and point- of- sale terminals, this might be a good option, but that really isn't the problem. The problem is, it's a big country with a huge population of individuals who are basically excluded from the banking/credit/electronic payment system completely, and this is not a solution that will address that while Money-on-Mobile does ."
The industry is poised for explosive growth. According to Calpian this is a $200 Billion opportunity. Google India recently reported that 30 per cent of online shopping queries last year came from mobile phones. A recent article in Businesstoday.com notes that month-on-month transactions carried out through mobile banking are surging both in volume and value terms but consumers in India have not yet fully embraced mobile payments. So it may come to who has the easiest solutions and services to convince consumers.
Article source : http://businesstoday.intoday.in/story/mobile-banking-on-the-rise-in-india/1/191851.html
About Calpian (OTCQB: CLPI)
Calpian, Inc. (CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian's Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. www.calpian.com and http://www.money-on-mobile.net/ for more information.
Follow CLPI on Twitter: http://twitter.com/CalpianInc
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Article source: http://www.business-standard.com/india/news/m-payment-industry-in-india-to-touch-115-billion-by-2016/199779/on
Forward Looking Statements
This release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934.
Disclaimer/ Disclosure : Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure: CLPI has compensated Investor Ideas effective December 19 th: five thousand per month and 144 stocks.
More info: http://www.investorideas.com/About/Disclaimer.asp
http://www.investorideas.com/About/News/Clientspecifics.asp
BC Residents and Investor Disclaimer : Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894
800-665-0411 - Source - www.Investorideas.com, Calpian, Inc

Mobile Security Technology Company NXT-ID, Inc. Reports Funding Commitment from Connecticut Innovations

Shelton, Conn - January 31, 2013 (Investorideas.com mobile payment stocks newswire) NXT-ID, Inc, a mobile commerce and security technology company reports it has received $150,000 in funding commitments from Connecticut Innovations.

Connecticut Innovations (CI), the state's quasi-public authority responsible for growing Connecticut businesses through innovative financing and strategic assistance, announced this week that it has committed funding totaling $650,000 through its Pre-Seed Fund to four startup companies focused on information technology, digital media and mobile technology:
eBrevia Inc. ( Stamford, Conn.) - $150,000 funding commitment
MedAdherence™ LLC ( Norwalk, Conn.) - $200,000 funding commitment
MediaCrossing Inc. ( Stamford, Conn.) - $150,000 funding commitment
NXT-ID Inc. ( Shelton, Conn.) - $150,000 funding commitment
"These new investments reflect the strong startup activity taking place in Fairfield County," said Claire Leonardi, chief executive officer and executive director of CI. "We are excited to support these promising ventures and look forward to seeing an even stronger pipeline of startups in the area as Connecticut's new Stamford-based business accelerator, which is part of the state's Innovation Ecosystem, gets underway. Building a strong technology community in Fairfield County and throughout the state through well-placed investments is a high priority of the Malloy administration."
"We are grateful for the support of CI," said Gino Pereira, chief executive officer of NXT-ID. "CI has funded investments since 1995 solely on returns made from their prudent investments and we are proud to be among their portfolio companies.
About Connecticut Innovations Inc.
Connecticut Innovations (CI) is a quasi-public corporation providing equity, debt and bond financing and other forms of financial assistance to companies in all stages of the business life cycle, from startup to later stage. CI offers its portfolio companies strategic guidance and collaborations with partners in business, finance, education, government and nonprofit sectors. CI's initiatives are designed to grow the state's economic and technology base, and to stimulate business investments and job creation. For more information on CI, please visit www.ctinnovations.com .
About NXT-ID, Inc
NXT-ID, Inc.'s innovative MobileBio Ô solution mitigates consumer risks associated with mobile computing, m-commerce and smart OS-enabled devices. The company is focused on the growing m-commerce market, launching its innovative MobileBio™ suite of biometric solutions that secure consumers' mobile platforms. NXT-ID is building an innovative, next generation platform using advanced biometric technology to enable secure transactions, identity management and access control via mobile and other devices in an intuitive, cost-effective and easy-to-use manner.
http://www.nxt-id.com/
Contact
Gino Pereira
Chief Executive Officer
Phone: 203-242-3076;
Fax: 203-888-7399
Email: gino@nxt-id.com
Published at www.Investorideas.com newswire
Investorideas.com 8006650411
Disclaimer/ Disclosure : The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure: NXT-ID is a private company currently compensating Investorideas.com for online marketing.

Monday, January 28, 2013

Chairman and CEO of Calpian, Inc. (OTCQB: CLPI) Presents Today in Panel Discussion: The Future of the Mobile Payments Industry and Where it is Headed

DALLAS - January 28, 2013 (Investorideas.com mobile payment stocks newswire) Calpian, Inc. (OTCQB:CLPI) reports that Mr. Harold Montgomery, Chairman and CEO, has been chosen as a panelist at the 2013 Mobile Payments Congress to be held January 28-29, 2013 at the Treasure Island Hotel & Casino in Las Vegas , NV . Today , Mr. Montgomery and the panel will address the topic of The Future of the Mobile Payments Industry and Where it is Headed, at 2:15 PM PST. Other panel members include Timothy Willi, Managing Director, Equity Research Financial Technology & Transaction Processing at Wells Fargo Securities and Mr. Bhavan Suri, Principal, Analyst Technology, Media & Communications at William Blair.

2:15 Panel Discussion: The Future of the Mobile Payments Industry and Where it is Headed
Timothy Willi
Managing Director, Equity Research
Financial Technology & Transaction Processing
Wells Fargo Securities
Bhavan Suri
Principal, Analyst Technology, Media & Communications
William Blair
Harold Montgomery
Chairman & CEO
Calpian, Inc.
For more information about the 2013 Mobile Payments Congress, please visit: http://www.globalmediadynamics.com/ upcoming-events/ mobile-payments
About Calpian, Inc.
Calpian, Inc. (OTCQB:CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian’s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. Please visit our website at www.calpian.com for more information.
Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Contact:
Calpian, Inc.
Cynthia Bailey, 214-758-8600
Chief Marketing Officer
cbailey@calpian.com
or
Company Contact:
Harold Montgomery, 214-758-8600
CEO
haroldmontgomery@calpian.com
or
Investor Relations Contact:
John Liviakis, 415-389-4670
john@Liviakis.com
Published at Investorideas.com newswire
Disclaimer/ Disclosure: The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure : Calpian ( OTC:CLPI) compensates Investorideas.com for news publishing and distribution and company profile : effective December 19th 2012 : five thousand per month and restricted 144 shares. http://www.investorideas.com/About/Disclaimer.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894

Wednesday, January 23, 2013

Mobile Payment Stock Breaking News; Calpian, Inc. (OTCQB: CLPI) to Present at the 2013 Mobile Payments Congress on January 28, 2013

DALLAS - January 23, 2013 (Investorideas.com mobile payment stocks newswire) Calpian, Inc. (OTCQB:CLPI) announced today that Harold Montgomery, Calpian Chairman and CEO, has been chosen as a panelist at the 2013 Mobile Payments Congress to be held January 28-29, 2013 at the Treasure Island Hotel & Casino in Las Vegas, NV. On Monday, January 28, Mr. Montgomery and the panel will address the topic of The Future of the Mobile Payments Industry and Where it is Headed, at 2:15 PM PST.

For more information about the 2013 Mobile Payments Congress, please visit: http://www.globalmediadynamics.com/ upcoming-events/ mobile-payments
About Calpian, Inc.
Calpian, Inc. (OTCQB:CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian�s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. Please visit our website at www.calpian.com for more information.
Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Contact:
Calpian, Inc.
Cynthia Bailey, 214-758-8600
Chief Marketing Officer
cbailey@calpian.com
or
Company Contact:
Harold Montgomery, 214-758-8600
CEO
haroldmontgomery@calpian.com
or
Investor Relations Contact:
John Liviakis, 415-389-4670
john@Liviakis.com
Published at Investorideas.com newswire
Disclaimer/ Disclosure: The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure : Calpian ( OTC:CLPI) compensates Investorideas.com for news publishing and distribution and company profile : effective December 19th 2012 : five thousand per month and restricted 144 shares. http://www.investorideas.com/About/Disclaimer.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894

Friday, January 18, 2013

Calpian, Inc (CLPI); Best of Both Worlds. Steady Cash Flow and Explosive Growth with Money on Mobile - Mobile Payments in India

Point Roberts, WA - January 18, 2013 (Investorideas.com mobile payment stocks newswire) Investorideas.com, a leader in sector research for independent investors issues an update for investors following emerging market mobile payment company, Calpian, Inc. (OTCQB:CLPI). The Company has filed an 8K for its new corporate PowerPoint slideshow. The company presentation explains the steady cash flow of the US payment processing business segment and the explosive opportunity in the Indian mobile payment industry through its subsidiary, Money on Mobile.

8K filing:
http://biz.yahoo.com/e/130117/clpi8-k.html
Corporate presentation and profile:
http://www.investorideas.com/CO/CLPI/
About Calpian (OTCQB: CLPI)
Calpian, Inc. (CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian’s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine.
www.calpian.com and http://www.money-on-mobile.net/ for more information.
Follow CLPI on Twitter: http://twitter.com/CalpianInc
About InvestorIdeas.com:
InvestorIdeas.com is a leader in investor stock research by sector, featuring stock news, commentary and trading alerts in leading sectors
Follow Investorideas.com on Twitter http://twitter.com/#!/Investorideas
Follow Investorideas.com on Facebook http://www.facebook.com/Investorideas
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Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Disclaimer/ Disclosure : Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure: CLPI has compensated Investor Ideas effective December 19 th: five thousand per month and 144 stocks.
More info: http://www.investorideas.com/About/Disclaimer.asp
http://www.investorideas.com/About/News/Clientspecifics.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894
800-665-0411 - Source - www.Investorideas.com, Calpian, Inc

Wednesday, January 16, 2013

Mobile Payment Stock Breaking News; Calpian's (OTCQB: CLPI) Emerging-Market Mobile Payments Solution Continues Its Breakthrough Growth

DALLAS - January 16, 2013 (Investorideas.com mobile payment stocks newswire) Calpian, Inc. (OTCQB:CLPI) announces that, as of December 31, 2012, the Money-on-Mobile service offered by its Indian subsidiary is now being supported by over 118,000 retail locations and has been accessed by approximately 32.5 million unique phone number customers since April 1, 2012. The December 2012 processed transaction volume, measured in Indian rupees, was 620.4 million INR � an approximate 90 million increase over November 2012 processed volume. At current exchange rates, December processed transaction volume was approximately $11.4 million.

"We are very pleased that, month after month, our Money-on-Mobile service adds both customers and retail outlets. Its growing popularity indicates that we are offering the ideal mobile payment product for the Indian market," says Calpian CEO, Harold Montgomery. "We believe that the sheer number of Indian consumers with cell phones � over 650 million � indicates there is tremendous room for Money-on-Mobile to continue its expansion."
About Calpian, Inc.
Calpian, Inc. (OTCQB:CLPI) is a publicly traded company with corporate offices in Dallas, Texas and mobile payments emerging-market operations through its subsidiary in India. Calpian's U.S. business focuses on the 10,000 Independent Sales Organizations (ISOs) that serve approximately 2 million small merchants across all industries in the U.S. who pay an estimated $1 billion in annual residuals. Calpian�s Indian subsidiary offers Money-on-Mobile, a pre-paid mobile payment solution, to over 32.5 million unique Indian phone number customers at more than 118,000 Indian retail locations. Calpian's management team has over 70 years in combined experience in the payments business. Calpian's CEO, Harold Montgomery, is a recognized industry leader who has provided expert testimony to the U.S. Congress and Federal Reserve Bank on payments-related issues and regularly appears in numerous industry publications, such as Transaction World Magazine. Please visit our website at www.calpian.com for more information.
Forward Looking Statements
This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical facts included in this press release are forward-looking statements. These statements relate to future events or to the Company's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause our actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. Investors should not place any undue reliance on forward-looking statements since they involve known and unknown, uncertainties and other factors which are, in some cases, beyond the Company's control which could, and likely will, materially affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects the Company's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to operations, results of operations, growth strategy, liquidity, and building a larger credit facility. Such risks, uncertainties and other factors, which could impact the Company and the forward-looking statements contained herein are included in the Company's filings with the Securities and Exchange Commission. The Company assumes no obligation to publicly update or revise these forward-looking statements for any reason, or to update the reasons actual results could differ materially from those anticipated in these forward-looking statements, even if new information becomes available in the future.
Contact:
Calpian, Inc.
Cynthia Bailey, 214-758-8600
Chief Marketing Officer
cbailey@calpian.com
or
Harold Montgomery, 214-758-8600
CEO
haroldmontgomery@calpian.com
Published at Investorideas.com newswire
Disclaimer/ Disclosure: The Investorideas.com is a third party publisher of news and research Our sites do not make recommendations, but offer information portals to research news, articles, stock lists and recent research. Nothing on our sites should be construed as an offer or solicitation to buy or sell products or securities. This site is currently compensated by featured companies, news submissions and online advertising. Disclosure : Calpian ( OTC:CLPI) compensates Investorideas.com for news publishing and distribution and company profile : effective December 19th 2012 : five thousand per month and restricted 144 shares. http://www.investorideas.com/About/Disclaimer.asp
BC Residents and Investor Disclaimer: Effective September 15 2008 - all BC investors should review all OTC and Pink sheet listed companies for adherence in new disclosure filings and filing appropriate documents with Sedar. Read for more info: http://www.bcsc.bc.ca/release.aspx?id=6894

Friday, December 21, 2012

The New Face of Mobile Security: Q&A Interview with CEO of NXT-ID, Inc

New York, New York, Point Roberts, WA - December 21, 2012 (Investorideas.com newswire, www.techsectorstocks.com) Investorideas.com staff: Investorideas.com, an investor research portal specializing in sector research for independent investors including tech stocks features an exclusive Q&A interview with Mr. Gino Pereira, Chief Executive Officer of NXT-ID, Inc and its MobileBio technologies.

Q: Investorideas.com
Gino, I understand the Company's core technology is based on biometrics that had successfully been deployed in other markets. Can you give us some background on the MobileBio group of technologies and the basis of the technology platform?
A: Gino Pereira, Chief Executive Officer
The founders of NXT-ID were the CEO and Vice-President of business development at Technest Holdings, an OTCBB public company, and its subsidiary Genex Technologies. Genex Technologies was founded in 1995 to develop and commercialize the unique Rainbow® method of capturing 3D data. Since its founding Genex has developed into one of the market leaders in advanced imaging, including 3D and 360-degree technologies. Genex has developed innovative technologies and products for all aspects of imaging, including capture, processing, display, and enhancement. Genex's products range from 3D cameras to surveillance algorithms to integrated facial recognition systems. Genex and Technest have won highly competitive awards from the Department of Defense, NIH, NIST and NSF amounting to over $30 million in support of this technology.
NXT-ID has licensed all the Technest /Genex technology (exclusively in many markets) to provide a product portfolio and a strong technical foundation for its further development efforts
In addition, NXT-ID has also licensed patents and know-how from Geometrix, a leading 3D imaging company using a different technical approach to Technest. This technology performed very favorably at the Face Recognition Vendor Test conducted by the National Institute of Science and Technology (NIST).
NXT-ID also has key scientific and engineering personnel that have had key roles in the development of these technologies and have an important intellectual knowledge base that the Company intends to leverage.
Q: Investorideas.com
You are initially targeting the financial transactions market; can you give us insight into the roll out and how you plan to penetrate this growing global m-commerce market?
A: Gino Pereira, Chief Executive Officer
Juniper Research estimates that worldwide mobile payment volume will grow to $240 billion in 2012, and forecasts growth to $670 billion by 2015. Many major players around the world have announced plans for mobile payments including AT&T, Sprint, Verizon, T-Mobile, Google, Visa, MasterCard, American Express, Discover, Bank of America, Barclays, RIM and others
According to the Pew Research Center, a majority of technology experts and other internet stakeholders believe that by 2020 most people will have embraced and fully adopted the use of smart-device swiping for purchases they make, nearly eliminating the need for cash or credit cards. These experts feel that the explosive growth in the use of smartphones and other mobile devices, combined with the convenience, security, and other affordances of mobile payments systems, makes these systems an obvious choice to replace established modes of payment in day-to-day commerce. However, like any new technology, NFC still faces some potential hurdles. Before consumers jump into the world of mobile payments, they'll need to be assured that the technology is safe and secure. NXT-ID is developing a separate physical electronic wallet that holds information from credit cards, identification cards, and virtually any card to allow the owner of the card to use a reprogrammable secure card to replicate any of the cards in the wallet. This wallet will have a combination of biometric and password recognition for additional security. We expect to launch this product in 2013 through partnerships with financial institutions.
Q: Investorideas.com
There are several products in development; MobileBio Wocket™, MobileBio™ Sensor and MobileBio FaceMatch™- can you us a brief overview of each one and the solutions it provides mobile users?
A: Gino Pereira, Chief Executive Officer
Aside from the "Wocket" which was just described the other two products we currently have in development are
MobileBio™ Sensor- For individuals that use a variety of secure devices where the identification of the specific individual is important; the MobileBio™ Sensor can communicate with the intended device directly or remotely. Verification is through cloud based identity management and information "BioCloud" assurance services hosted by the Company. This device will also help to secure one aspect of "BYOD" (Bring your own device) computing which is a growing concern among corporations where individuals are using their personal smartphones and tablets to connect to their company's IT servers. This device can also be used by law enforcement officers and military servicemen to collect and transmit biometric data remotely. Connection to devices may be made through USB or by Bluetooth
MobileBio FaceMatch™- A modular facial recognition system for smartphones, tablets, laptop and desktop computers. Depending on the number of cameras available and level of security desired MobileBio FaceMatch will use 2D, pseudo 3D or 3D facial recognition algorithms to allow the user access to their device. The software can be hosted on the device or through cloud computing. The software will also be available as an "app" on the iPhone and Android platforms. One of the major areas of concern with facial recognition is user privacy with most companies utilizing private data for other marketing purposes. The MobileBio FaceMatch app will not retain any personal information on the user.
Q: Investorideas.com
When can consumers expect to see MobileBio in the market and what phones are currently compatible?
A: Gino Pereira, Chief Executive Officer
We anticipate that MobileBio FaceMatch™ will also be available in 2013 and be available as an app on Android smartphones, such as the Samsung Galaxy, and the Apple iPhone.
Q: Investorideas.com
In closing, where do you see your biggest growth opportunity?
A: Gino Pereira, Chief Executive Officer
I believe that we our products address substantial concerns in large markets. According to the International Biometrics Group, the world-wide facial recognition market for all applications of the technology is expected to exceed $1B in the year 2012. There is an increased need for greater security as risks to national security become more dangerous and costs of identity theft grow. Identity theft in the US cost victims $54 billion in 2009. The value proposition that we offer customers with our versatile, simple MobileBio technology is complete interoperability of sensors with mobile applications and cloud-based services, which will secure the mobile money/m-commerce market by filling a versatility and flexibility gap that is lacking with current solutions.
About NXT-ID
NXT-ID, Inc.'s innovative MobileBio solution mitigates consumer risks associated with mobile computing, m-commerce and smart OS-enabled devices. The company is focused on the growing m-commerce market, launching its innovative MobileBio suite of biometric solutions that secure consumers' mobile platforms. http://www.nxt-id.com/
Contact
Gino Pereira
Chief Executive Officer
Phone: 203-305-3568;
Fax: 203-888-7399
Email: gino@nxt-id.com
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